National Transportation Of The Elderly And Disabled Who...

Palm Tran CONNECTION is a division of Palm Tran, which is the source of public transportation for Floridians who are residents of Palm Beach County. Palm Tran Connections, also known as PTC, is responsible for the transportation of the elderly and disabled who live within county lines. Riders can pay three dollars and fifty cents to go from the most north point of Jupiter all the way to the Boca Raton Mall just above Deerfield Beach and Coral Springs. PTC is a â€Å"shared-ride, door-to-door, Para-transit service† (Palm Tran CONNECTION, 2012). PTC is an aide to the people who fall under the Americans with Disabilities Act of Nineteen-ninety. PTC contracts out all of their routes to second-party companies. Currently there are about four major†¦show more content†¦Section II – Background In 1990, the Americans with Disabilities Act was passed to ensure the equal treatment of persons with disabilities along with the elderly. The ADA of 1990 also forced public and private businesses to cater to the needs of these people by enabling them accessibility to all the things able-bodied people had access to. This meant anything from automatic doors, elevators, handicap parking, ramps and even public transportation. The Division of Senior Services and Transportation Disadvantage are state funded programs which provide monies for disabled and elderly people to participate in the program free of charge (Palm Tran CONNECTION, 2012). Although Safety was only founded in February of 2015, Sherrod has been an Operations Manager under PTC since the nineties. Sherrod first worked with a company by the name of Metro Transportations at the age of 23 where he was a bus driver. In an interview, Sherrod explained how he worked his way from the bottom up by watching his superiors and doing as they did (Sherrod, 2015). As Sherrod reminisced about â€Å"The good ole’ days†, he spoke about when he began leading others. He said, â€Å"Leading is about c onnecting with your peers, it is about making people be able to trust you and know that you have their best interest

Exam Notes Free Essays

Chapter 1- PRE MID Study Questions : 1) What are the challenges of working in the new economy 2) What are the organizations like in the new workplace? 3) Who are the managers and what do they do? 4) What is the management pricess? 5) How do you learn the essential managerial skills and competencies? Overview of the 21st century workplace -Organizations must adapt to rapidly changing society -Economy is global and driven by innovation and technology -High performing companies gain extraordinary results from people working for them -Interdependent, knowledge based STUDY QUESTION 1 Intellectual Capital- People are the ultimate foundations of organizational performance, it is the collective brainpower or shared knowledge of a workforce that can be used to create value. A knowledge worker adds to the intellectual capital of an organization. Globalization- National boundaries of world business have largely disappeared. We will write a custom essay sample on Exam Notes or any similar topic only for you Order Now Globalization is the worldwide interdependence of resource flows, product markets, and business competition that characterize the new economy. Technology- There is an increasing demand for knowledge workers with the skills to full utilize the technology such as (internet computers and information technology) Diversity- Workforce diversity reflects differenes with respect to gender, age, race, ethnicity, religion, sexual orientation, and able bodiednes. Creates a diverse and multicultural workforce but challenges and offers opportunities to employers. Ethics- Code of moral principles, society requires business to operate according to high moral standards. Emphasis today is on restoring the strength of corporate governance. STUDY QUESTION 2 Some Critical skills for success in the workplace are; mastery, contacts, entrepreneurship, love of technology, marketing, passion for renewal. Organization- A collection of people working together to achieve a common purpose. Organizations provide useful goods and or services that return value to society and satisfy customer needs. Organizations are Open Systems- Composted of interrelated parts that function together to achieve a common purpose and interact with their environments. They transform resource inputs into product outputs(goods and services). Environmental feedback tells organization how well it is meeting the needs of customers and society. Organizational Performance- value is created when an organization’s operations ads value to the original cost of resource inputs. Value creation occurs when businesses earn a profit or nonprofit organizations add wealth to society. Organizational Performance -Productivity: an overall measure of the quantity and quality of work performance with resource utilization taken into account -Performance Effectiveness: An output measure of task or goal accomplishment -Performance Efficiency: An input measure of the resource costs associated with goal accomplishment Workplace changes that provide a context for studying management; belief in human capital, demise of â€Å"command and control†, emphasis on teamwork, Preeminence of technology, Embrace of networking, New workforce expectations, concern for work-life balance, focus on speed. STUDY QUESTION 3 Importance of human resources and managers; toxic workplaces that treat employees as costs, High performing organizations treat people as valuable strategic assets, managers must ensure that people are treated this way. Manager- a person in an organization who supports and is responsible for the work of others, they are the ones who help those whose tasks represent the real work of the organization. Levels of Management: a)Top Managers- responsible for performance of an organization as a whole or for one of its larger parts. b) Middle managers- in charge of relatively large departments or divisions. c) Project managers- coordinate complex projects with task deadlines d) Team Leaders or supervisors- in charge of a small work group of non-managerial workers. Reponsibilities of team leaders: Plan meetings and work schedules, clarify goals and tasks, and gather ideas for improvement, appraise performance and counsel team members, recommend pay raises and new assignments, recruit, develop and train team members, encourage high performance and teamwork, inform team members about organization goals and expectations, inform higher levels of work unit needs and accomplishments, co-ordinate with others teams and support the rest of the organization. Types of Managers: a)Line Managers: responsible for work activities that directly affect organizations outputs. )Staff managers: use technical expertise to advise and support the efforts of line workers c) Functional managers: responsible for a single area of an activity d) General managers: responsible for more complex units that include many functional areas. e) Administrators: work in public and nonprofit organizations. Managerial Performance and Accountability- accountability is the requirement o f one person to answer to a higher authority for relevant performance results. Effective managers fulfill performance accountability by helping others to achieve high performance outcomes and experience satisfaction in their work. Quality of work life (qwl) – an indicator of the overall quality of human experiences in the workplace. Some indicators are: fair pay, safe working conditions, opportunities to learn and use new skills, room to grow and progress into a career, protection of individual rights, pride in work itself and in the organization. High performing managers: build working relationships with others, help others develop their skills and performance competencies, foster teamwork, create a work environment that is performance driven and provides satisfaction for workers. The organization as an upside down pyramid: each individual is a value-added worker. A managers job is to support workers’ efforts. The best managers are known for helping and supporting. STUDY QUESTION 4 Management is the process of planning, organizing, leading and controlling the use of resources to accomplish performance goals. All managers are responsible for the four functions, and they are carried on continually. Functions of management a) Planning – the process of setting objectives and determining what actions should be taken to accomplish them. ) Organizing- the process of assigning tasks, allocating resources and arranging the coordinated activities of individuals and groups to implement plans c) Leading- the process of arousing people’s enthusiasm to work hard and direct their efforts to fulfill plans and accomplish objectives. d) Controlling- the process of measuring work performance, comparing results to objectives and taking corrective action as ne eded Managerial activities and roles a) Interpersonal roles- involve interactions with persons inside and outside the work unit b) Informational roles- Involve giving, receiving, and analyzing of information. ) Decisional Roles- involve using information to make decisions in order to solve problems or address opportunities Characteristics of managerial work: Managers work long hours, work at an intense pace, work at a fragmented and varied tasks, work with many commutation media, work largely though interpersonal relationships. Agenda setting- Development of action priorities for ones job, includes goals and plans that span long and short Networking- The process of building and maintaining positive relationships with people whose help may be needed to implement ones work agendas STUDY QUESTION 5 Essential managerial skills: Skill-the ability to translate knowledge into action that results in desired performance Technical skill- the ability to apply a special proficiency or expertise to perform particular tasks* lower level managers have more of this Human skill- the ability to work well in cooperation with others Conceptual skill- the ability to think critically and analytically to solve complex problems. * top level managers have more of this Managerial Competency- A skill-based capability that contributes to high performance in a management job. Managerial competencies are implicit in: Planning, organizing, leading and controlling. Informational, interpersonal, an decisional roles. Agenda setting and networking. Chapter 7-PRE MID Study Questions: 1) How is information technology changing the workplace? 2) What is the role of information in the management process? 3) How do managers use information to make decisions? 4) What are the steps in the decision-making process? 5) What are the current issues in managerial decision making? STUDY QUESTION 1 Knowledge and knowledge workers provide a decisive competitive factor in today’s economy. Intellectual Capital- shared knowledge of a workforce that can be used to create wealth * irreplaceable organizational resources* Electronic commerce- the process of buying and selling goods and services electronically through use of the internet. Implications if IT within organizations: Facilitation of communcation and information sharing, operating with fewer middle managers, flattening of organizational structures, faster decision making and increased coordination and control. How IT is changing the office: progressive organizations activiely use it to help achieve high performance in uncertain environments. Key developments in networked offices are instant messaging and peer to peer sharing (p2p) STUDY QUESTION 2 Data- raw facts and observations Information- Data made useful for decision making drives management functions Characteristics of useful info: timely, high quality, complete, relevant, understandable. Information system- Use of the latest IT to collect, organize and distribute data for use in decision making. Management Information System (MIS)- specifically designed to meet the information needs of managers in daily decision making. Decision to support syste (DSS)- An interactive information system that allows users to organize and analyze data for solving complex and sometimes unstructured problems. Group Decision Support System (GDSS)- facilitates group efforts to solve complex and unstructured problems. *use groupware Artificial Intelligence (AI)- computer systems with the capacity to reason the way people do. Expert Systems (ES)- Software systems that use AI to mimic the thinking of human experts. Managerial advantages of IT utilizations 1) Planning advantaes- better and more timely access to useful information, involving more people in planning. 2) Organizing advantages- more ongoing and informed communication among all parts of the organization, improved coordination and integration 3) Leading advantages- improved communication with staff and stakeholders, keeping objectives clear. 4) Controlling advantages- more immediate measure of performance results, allows real-time solutions to performance problems STUDY QUESTION 3 Performance deficiency- actual performance being less than desired performance Performance opportunity- actual performance being better than desired performance Problem Solving- the process of identifying a discrepancy between actual and desired performance and taking action to resolve it. Decision- a choice among possible alternative course of action. Programmed decisions- apply solutions that are readily available from past experiences to solve structured problems, these problems are ones that happen often and are familiar. Nonprogrammed decisions- develop novel solutions to meet the demands of unique situation that presents unstructured problems. Commonly faced by higher-level management Crisis Decision making – a crisis involves an unexpected problem that can lead to disaster if not resolved quickly and appropriately. Certain Environment- offers complete info about possible action alternatives and their outcomes Risk Environment- lacks complete info about action alternatives and their consequences, but offers some estimates of probabilities of outcomes for possible action alternatives. Uncertain Environments- Information is so poor that probabilities cannot be assigned to likely outcome of known action alternatives. Systematic v/s intuitive thinking- systematic thinking approaches problems in a rational step by step and analytical fashion. Intuitive thinking approaches problems in a flexible and spontaneous fashion. Multidimensional thinking applies both intuitive and systematic thinking. Effective multidimensional thinking requires skill at strategic opportunism. STUDY QUESTION 4 Decision making Process Step 1- Identify and define the problem: focuses on information gathering, info processing and deliberation. Decsion objectives should be established Step 2- Generate and evaluate possible solutions; potential solutions are formulated and more info is gathered, data are analyzed, the advantages and disadvantages of alternative solutions are identified. Step 3-decide on a preferred course of action; classical decision model managers act rationally in a certain world, managers face clearly defined problems and have complete knowledge of all possible alternatives and their consequences this results in an optimizing decision. OR behavioral decision model; managers act in terms of what they perceive about a given situation, recognizes limits to human information-processing capabilities, they will choose the first satisfactory alternative Step 4- Implement the decision solution; involves taking action to make sure the solution decided upon becomes a reality, managers need to have willingness and ability to implement action plans. Step 5- evaluate results; involves comparing actual and desired results, positive and negative consequences of chosen course of action should be examined. STUDY QUESTION 5 Availability Heuristic- people use information â€Å"readily available† from memory as a basis for assessing a current event or situation Representativeness Heuristic- People assess the likelihood of something happening based upon its similarity to a stereotyped set of occurrences Anchoring and adjustment Heuristic- People make decisions based on adjustments to a previously existing value or starting point. Ethics double check- any decision should follow this ethics rule ask yourself â€Å" how would I feel if my family found out about this decision? â€Å"how would I feel if this was published in the newspaper† *ethical decisions satisfy the following criteria : utility, rights, justice, caring. Chapter 2- POST MID Study Questions 1) what can be learned from classical management thinking? 2) What ideas were introduced by the human resource approaches? 3) What is the role of quantitative analysis in management? 4) What is unique about the systems view and contingency thinking? 5) What are the continuing management themes of the 21 century? STUDY QUSTION 1 Classical Approaches to management: 1) Scientific Management-(Frederick Taylor) Decelop rules of motion , standardized work implements and proper working conditions for every job. Carefully select workers with the right abilities for the job. Carefully train workers and provide proper incentives. Support workers by carefully planning their work and removing obstacles. (The Gilbreths) Motion study, science of reducing a job or taskt to its basic physical motions. Eliminating wasted motions imporves performance. ) Administrative Principles ( Henri Fayol) – RULES OF MANAGEMENT a) foresight- co complete a plan of ation for the future b) organization- tp provide and mobilize resources to implement the plan c) coordination- to fit diverse efforts together and ensure information is shared and problems are solved. d) Control- to make sure things happen according to plan and to take necessary corrective action PRINCIPLES OF MANAGEMENT a) Scalar chain- there should be a clear and unbrok en line of communication from the top to the bottom of the organization. ) Unity of command- each person should receive orders from only one boss c) Unity of direction- one person should be in charge of all activities with the same performance objective. MARY PARKER FOLLET Group and human cooperation; Groups are mechanisms through which individuals can combine their talents for a greater good, Organizations are cooperating communities of managers and workers. Mangagers job is to help people in the organization cooperate and achieve an integration of interests. Forward-looking management insights; making every employee an owner creates a sense of collective responsibility (precursor of employee ownership, profit sharing, an gain sharing). Business problems involve a variety of inter-related factors. Private profits relative to public good (precursor of managerial ethics and social responsibility) 3) Bureaucratic Organization (max Weber)- Bureaucracy is an ideal intentionally rational and very efficient form of organization. Based on principles of logic, order, and legitimate authority. Characteristics of Bureaucratic organizations : clear division of labor, clear hierarchy of authority, formal rules and procedures, impersonality, careers based on merit. STUDY QUESTION 2 Human resource approaches include : 1) Hawthorne Studies – initial tudy examined how economic incentives and physical conditions affected worker output. No consistent relationship found. â€Å"Psychological factors† influenced results. Relay assembly test room studies manipulated physical work conditions to assess impact on output, was designed to minimize the â€Å"psychological factors† of previous experiment. Factors that accounted for increased productivity : group atmosphere and participative supervision. Employee attitutes, interpersonal relations and group processes- some things satisfied some workers but not others, people restricted output to adhere to group norms. Lessons from the Hawthorne Studies: Social and human concerns are keys to productivity, hawthorne effect-people who are singled out for special attention perform as expected. 2) Maslows theory of human needs- a need is a physiological or psychological deficiency a person feels compelled to satisfy. Need levels: physiological, safety, social, esteem, self actualization. Deficit principle- a satisfied need is not a motivator of behavior Progression principle- a need becomes a motivator once the preceding ower level need is satisfied. *Both principles cease to perate at a self actualization level 3) McGregors Theory X assumes that workers: dislike work, lack ambition, are irresponsible, resist change, prefer to be led. McGregors Theory Y assumes that workers are: willing to work, capable of self control, willing to accept responsibility, imaginative and creative, capable of self direction. Implications of Theory x and y : managers create self fulfilling prophecies, theory x managers create situations where workers become dependent and reluctant. Theory Y managers create situations where workes respond with initiative and high performance * central to notions of empowerment and self management 4) Argyris’s theory of adult personality – classical management principles and practices inhibit worker maturation and are inconsistent with the mature adult personality. Management practices should accommodate the mature personality by: increasing task responsibility, increasing task variety, using participative decision making. STUDY QUESTION 3 Management science (operations research) foundations – scientific application of mathematical techniques to management problems. Techniques and applications include: mathematical forecasting, inventory modeling, linear programming, queuing theory, network models, simulations. Quantitative analysis today- use of staff and specialists to help managers apply techniques, software and hardware developments have expanded potential quantitative applications to managerial problems. Good judgement and appreciation for human factors must accompany use of quantitatitve analysis. STUDY QUESTION 4 System-collection of interrelated parts that function together to achieve a common purpose. Subsytem- A smaller component of a larger system Open systems- organizations that interact with their environments in the continual process of transforming resource inputs to outputs. Contingency thinking- triest to match managerial respinses with problems and opportunities unique to different situations. * espically indicidual or environmental differences. No â€Å"one best way† to manage. Appropriate way to manage depends on the situation. STUDY QUESTION 5 Quality and performance excellence- managers and workers in progressive organizations are quality conscious. * wuality and competitive anaylsis are linked Total Qaulity Management (TQM) – Comprehensive approach to continupus quality improvement for a total organization, creates context for the value chain. Global Awareness- pressure for quality and performance excellence is created by a highly competitie global economy. Has promoted increasing intrest in new management concepts: process engineering, virtual organizations, Agile factories, network firms. Adoption of the theory Z management practices. Core Factors of a leraning Organization -mental models -personal mastery -systems thinking -shared vision -team learning In the 21st century managers must be Global strategists, masters of technology, inspiring leaders and models of ethical behaviour. How to cite Exam Notes, Essay examples

Cellular Respiration and Photosynthesis free essay sample

Photosynthesis is the process by which plants, some bacteria, and some protistans use the energy from sunlight to produce sugar, which cellular respiration converts into ATP, the fuel used by all living things. The conversion of unusable sunlight energy into usable chemical energy, is associated with the actions of the green pigment chlorophyll. Most of the time, the photosynthetic process uses water and releases the oxygen. Cellular respiration allows organisms to use (release) in the chemical bonds of glucose(C6H12O6). The energy in glucose is used to produce ATP. Cells use ATP to supply their energy needs. Cellular respiration is therefore a process in which the energy in glucose is transferred to ATP. In respiration, glucose is transferred to ATP. Oxidized and thus releases energy. Oxygen is reduced to form water. In Photosynthesis, plants use the suns energy as light to transform carbon dioxide and water into glucose. We will write a custom essay sample on Cellular Respiration and Photosynthesis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In cellular respiration, glucose is ultimately broken down to yield carbon dioxide and water, and the energy from this process is stored as ATP molecules. The equation for photosynthesis is: 6CO2 + 6H2O + energy 6O2 + C6H12O6 and cellular respiration is: 6O2 + C6H12O6 6H2O + 6CO2 + energy The reactants in the photosynthesis process stay on the left, they are 6 molecules of water (H2O) and 6 molecules of carbon dioxide. The products are 6 molecules of Oxygen and glucose. In the cellular respiration the reactants are 6 molecules of Oxygen and glucose, and the products are 6 molecules of water + 6 molecules of carbon dioxide. As we can see the cellular respiration is the opposite equation of the photosynthesis. All life depends on these reactions because we need oxygen, and this oxygen comes from the plants that releases it from photosynthesis. And we all need energy to function. We get this energy from the foods we eat. The most efficient way for cells to harvest energy stored in food is through cellular respiration.

McDonald in India free essay sample

McDonald is a world famous fast food chain restaurant. In California, the concept of McDonald was introduced by two brothers named Mac (Maurice) and Dick (Richard) McDonald. In 1940, the restaurant was renamed to McDonald’s Famous Barbeque from Airdrome restaurant (located near the airport), which was ran by their father, Patrick McDonald in 1937. In 1940, two brothers figured out most of the profit were coming from selling hamburger. Hence, they made their menu very simple by selling only hamburger, cheeseburger, soft drinks French fries and apple pie etc. In 1954, Ray Kroc a seller of multimixer milkshake brought a turning point in the history of McDonald. He liked the idea of McDonalds and started expanding their business by opening franchises for McDonalds. In 1960, McDonald’s advertising campaign â€Å"look for the golden arches† gave McDonald’s sale a big boost. 1965 Corporation went public and in 1968 McDonald opened its 1000th restaurant. By 2000’s, McDonalds entered into UK, New Zealand, Jerusalem and some Asian countries etc. We will write a custom essay sample on McDonald in India or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page McDonald’s had quite a long history in Asia. It entered the Japanese market in 1971, which as followed by entry into other newly industrializing economy such as Singapore and Hong Kong. McDonald’s entered into Into India in 1996. and its joint venture partners had opened 46 restaurants between 1995 and December 2002. They initially opened their restaurant in Mumbai and Delhi, where they can find the customers who could actually afford their food from expensive restaurant like McDonald. Later on McDonald extended their outlets all over India. Till now McDonald has been one of the leading fast food chain restaurant due to their innovation and diversification even after facing many ups and downs. 1.3. Market Share According to a report published by Crisil, the Indian unit of Standard Poor’s rating agency published that the fast-food segment will be worth 70 billion rupees ($1.1 billion) by 2014. The chain has one fifth of the market share in the Indian fast-food segment, while McDonald’s have just over 10% of it. 1.4. Industry size Today McDonald’s has more than 33000 outlets and is operating in 125 countries. It has 211 stores in India with over 250,000 customers visiting their outlets every day. 1.5. Major players India is a vast market for fast food industry and there are so many renowned fast food restaurants. Including McDonalds, the other major players of fast food restaurant in India are Subway, Nandos, Paramount, Dominos, Barista, Pizza Hut, Wimpy Bar, Pizza Corner and KFC etc. 1.6. Product serving (I shall write it) Objective – As a beef-based hamburger chain to achieve success in the unique cultural space of India, where most people prefer vegetarian foods and peoples food habits are dominated by regional food preferences. Acquire market share of middle-class and lower middle class segments in India by making its products available at an affordable price. I shall write Q:1. Q: 1: Discuss the main strategic and management issues that McDonalds had to consider to enter into India. To enter in the market McDonalds had to analyze the External environment. External Environment 1. Macro environment Technological Global Economic Political Socio-cultural Demographic Global 2. Industry structure Porter’s 5 forces 3. Strategic group mapping 4. Competitors analysis 5. Critical success factor Opu Bhai will write Q:2: Q: 2: Critically analyse its entry strategy in the Indian growing fast food industry. Anwar bhai will write Q:3 Q: 3: Identify the functional strategy that McDonalds pursued to establish its strong foothold and make India as an export based for cheese lettuce and other products. 1. Conclusion – Anwar bhai will write it 2 paragraph (Summery)†¦ 2. Recommendation Opu Bhai will write 3. Reference Opu Bhai will write (N.B. Avoid bullet points and incomplete sentence)†¦.!

How to Write an Entrance Essay - A Masters Degree Entry Essay Sample

How to Write an Entrance Essay - A Master's Degree Entry Essay SampleWriting an entrance essay is not easy for many students. Even if you are a freshman, you will most likely have some form of trouble trying to write an entrance essay because of the large number of topics that you must cover. This article will help you learn how to make your entrance essay a success.The first and most important element that you must know about is how to select your topic. One of the main things that you should do is to find out what your students' interests are and what they are passionate about. This way, you can start writing on what you can talk about in a good way and where you can talk about it in a good way.You will also want to keep in mind that some students are more apt to pick up topics that are related to their personal preferences. For example, if your class is on statistics, you might want to talk about questions about their interests. Even if they have a passion about another topic, you can always show them a picture or a video to get their ideas. If they don't, then it doesn't mean that you should go with the topic.After you know the subjects of your entrance essay, you will want to make sure that you are prepared. Some students may feel nervous to write an entrance essay since they may not be sure of how to format it properly. You should start by reading all of the material that you have and see how you can format the material in a good way. You can then take that information and rearrange it in a logical manner to make it easy for you to understand.You may need to go back and read some of the certain materials that you have written before and organize them in a certain way. You will want to keep in mind that most freshmen classes tend to use the same types of format that you have used. Once you know what you want to do, then you will know what to do.Writing your entrance essay should be a good idea for you because this is the first step that you will take to ge t a good job after graduation. Because there are so many different career options available, students are very encouraged to write essays about what they have learned throughout the semester. This will give them the confidence that they need and help them get a jump on their classmates.Before you put pen to paper, you will want to take a moment to make sure that you are prepared for your college entry essay. Don't just sit there thinking that you know everything about writing a college entrance essay. The entire process is going to be one of the hardest things that you will ever do in your life, so you should really do it well.

Zak Brooks Essays (580 words) - Education, Behavior Modification

Zak Brooks James J. Successful student essay 10:00 13 October 2017 Tips to be a successful college student Many students have only a small idea of what it takes to be successful in college. Most students could get by doing the minimum amount of work in high school, and get a big shock when they get to college and are failing classes. That's because college is not there to just help you and pass you along to something better, it is there to separate the overachievers from the underachievers. The key to be a successful college student is learning how to manage your studies and fun to make the of your time in college. A big part of being successful is learning proper study habits. If students learn early on how to properly study they will find doing well in classes becomes much less of a struggle, and takes a lot of stress off them. Many students do not realize it but studying can be fun; all you need to do is find a group of friends in your class that are willing to get together to form a study group. By finding a group of friends there will be other people to talk with and pass the time while studying, so it wont end up being so boring. Taking notes in class is a very important detail, as boring as it seems at the time to take notes; you will thank yourself when you are trying to study. Finally, if you have a question do not be afraid to go visit the professor, they will most likely be very happy to help you and they can often explain it much better in a one on one setting rather than with the whole class. The second part to being successful in college is being able to learn how to have a good time. Many students feel the need to put all their energy into their school work which will get very old and tiring after a while. You need to make sure that you have plenty of friends. The more friends that you have is just more people that you can talk too or go eat with so you are not always doing everything alone. Get out occasionally, you cannot spend all day just locked in your dorm studying. Go to a party Friday night, go somewhere on the weekend, go get hammered with your friends, just have a good time; make the most of it. It is okay to miss a class you usually get 3 absences, use them. If your friends ask you want to go do something and it seems fun, go do it you can always do something outside of class or get the notes but do not miss out on a good time because of a class. You need to be able to handle the school work, but you also need to be able to relax and have a good time. Many students are not fully prepared for the added challenges of college from those that they had in high School. It is important to make sure that you spend enough time on your studies as that is your main priority when you are at college. You also need to make sure that you incorporate time to have fun so you are not constantly studying your time away. College is meant to prepare you for a job, but also to go out into the real world on your own..

buy custom Insurance Contract essay

buy custom Insurance Contract essay Richard Vanderbrook vs. Unitrin Preferred Insurance Company A decision in this case is hinged on the clauses, conditions and warranties forming part of the policy under which the insured, Richard Vanderbrook is insured. The core subject which has affected the client is a flood which has occasioned the loss that the insured incurred. Therefore, a rigorous assessment of the ambiguity of the clause of flood exclusion in the policy is the main issue in determining an efficacious solution. Thus, there is a way based on some reasoning that will support a ruling in the plaintiffs favor or a contrary reasoning in the defendants favor. This assessment may rely largely on the way the term, flood is defined. It may be perceived in the favor of the plaintiff that the clauses touching on the exclusions of floods presented a lot of ambiguity since the term flood is actually vulnerable to two logical definitions: one that can state that floods occasioned by causes of nature alone and another that links floods occasioned by both causes of nature and intentio nal or negligent action. Based on such an ambiguity, the policy may be construed in favor of client to the insurance company. The defendants claim that the exclusions of flood in the policy unequivocally precludes any coverage for the losses occasioned by the flooding ased on the breached levees, not taking into account the breaching of the levees since they were negligently constructed, designed or improperly maintained can be challenged. Even though the term was not given a definition in the policy, the occurrence ensuing from the levees breach fit well within the commonly understood reference to which the term, flood makes. This is regardless of whether the cause was occasioned by a natural occurrence or not. The plaintiff therefore stands a right chance to claim compensation from the insurance company because floods occasioned the loss. The case can thus be on the favor of the plaintiff since there was no specific definition stating what floods referred to in the policy. The defendant, Unitrin Preferred Insurance Company however states in the policy that they offer coverage for risk involving direct physical loss realized in structures on the asset of the insured together with particular risks facilitating loss to individual property as far as the loss is not occasioned by an excluded peril. Therefore, the policy contains a flood exclusion through which the defendant can refer to in order to avoid liability. Thus, the defendant would re-state that it is clearly indicated on the policy that no insurance is provided for loss occasioned either directly of indirectly through any of the items as stated in the policy: water daamage referring to surface water, tidal water, water body overflow, flood, waves or a spray occasioned by any of these factors be it driven or not driven by wind. The defendant, the insurer makes and exclusion of such factors in spite of any other factor or occurrence which concurrently contributes or in any progression to the loss re alized. Well, the English definition of flood contemplates a natural occurrence resulting from either a tide or rain. Secondly, the interpretation of the exclusions of water damage within the ruptured mains of water together with the movements of the earth exclusions where a distinction can be applied to define unnatural and natural occurrences. Therefore, the court may reject any claims interpreting exclusions of floods as including water inundations occasioned by a dikes or a dams rapture. Looking at the ambiguity of the definition of flood, the case would turn out in favor of the defendant based on the claim that the policy given to the plaintiff covered damage by water occasioned by a ruptured levee in a case where the rupture was occasioned by the inadequate construction, maintenance or design of the levee. This reasoning would see the insurer (defendant) win the case in which the insured succumbed to a loss of property occasioned by the Hurricane Katrina Storm. Buy custom Insurance Contract essay