Zak Brooks Essays (580 words) - Education, Behavior Modification

Zak Brooks James J. Successful student essay 10:00 13 October 2017 Tips to be a successful college student Many students have only a small idea of what it takes to be successful in college. Most students could get by doing the minimum amount of work in high school, and get a big shock when they get to college and are failing classes. That's because college is not there to just help you and pass you along to something better, it is there to separate the overachievers from the underachievers. The key to be a successful college student is learning how to manage your studies and fun to make the of your time in college. A big part of being successful is learning proper study habits. If students learn early on how to properly study they will find doing well in classes becomes much less of a struggle, and takes a lot of stress off them. Many students do not realize it but studying can be fun; all you need to do is find a group of friends in your class that are willing to get together to form a study group. By finding a group of friends there will be other people to talk with and pass the time while studying, so it wont end up being so boring. Taking notes in class is a very important detail, as boring as it seems at the time to take notes; you will thank yourself when you are trying to study. Finally, if you have a question do not be afraid to go visit the professor, they will most likely be very happy to help you and they can often explain it much better in a one on one setting rather than with the whole class. The second part to being successful in college is being able to learn how to have a good time. Many students feel the need to put all their energy into their school work which will get very old and tiring after a while. You need to make sure that you have plenty of friends. The more friends that you have is just more people that you can talk too or go eat with so you are not always doing everything alone. Get out occasionally, you cannot spend all day just locked in your dorm studying. Go to a party Friday night, go somewhere on the weekend, go get hammered with your friends, just have a good time; make the most of it. It is okay to miss a class you usually get 3 absences, use them. If your friends ask you want to go do something and it seems fun, go do it you can always do something outside of class or get the notes but do not miss out on a good time because of a class. You need to be able to handle the school work, but you also need to be able to relax and have a good time. Many students are not fully prepared for the added challenges of college from those that they had in high School. It is important to make sure that you spend enough time on your studies as that is your main priority when you are at college. You also need to make sure that you incorporate time to have fun so you are not constantly studying your time away. College is meant to prepare you for a job, but also to go out into the real world on your own..

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buy custom Insurance Contract essay Richard Vanderbrook vs. Unitrin Preferred Insurance Company A decision in this case is hinged on the clauses, conditions and warranties forming part of the policy under which the insured, Richard Vanderbrook is insured. The core subject which has affected the client is a flood which has occasioned the loss that the insured incurred. Therefore, a rigorous assessment of the ambiguity of the clause of flood exclusion in the policy is the main issue in determining an efficacious solution. Thus, there is a way based on some reasoning that will support a ruling in the plaintiffs favor or a contrary reasoning in the defendants favor. This assessment may rely largely on the way the term, flood is defined. It may be perceived in the favor of the plaintiff that the clauses touching on the exclusions of floods presented a lot of ambiguity since the term flood is actually vulnerable to two logical definitions: one that can state that floods occasioned by causes of nature alone and another that links floods occasioned by both causes of nature and intentio nal or negligent action. Based on such an ambiguity, the policy may be construed in favor of client to the insurance company. The defendants claim that the exclusions of flood in the policy unequivocally precludes any coverage for the losses occasioned by the flooding ased on the breached levees, not taking into account the breaching of the levees since they were negligently constructed, designed or improperly maintained can be challenged. Even though the term was not given a definition in the policy, the occurrence ensuing from the levees breach fit well within the commonly understood reference to which the term, flood makes. This is regardless of whether the cause was occasioned by a natural occurrence or not. The plaintiff therefore stands a right chance to claim compensation from the insurance company because floods occasioned the loss. The case can thus be on the favor of the plaintiff since there was no specific definition stating what floods referred to in the policy. The defendant, Unitrin Preferred Insurance Company however states in the policy that they offer coverage for risk involving direct physical loss realized in structures on the asset of the insured together with particular risks facilitating loss to individual property as far as the loss is not occasioned by an excluded peril. Therefore, the policy contains a flood exclusion through which the defendant can refer to in order to avoid liability. Thus, the defendant would re-state that it is clearly indicated on the policy that no insurance is provided for loss occasioned either directly of indirectly through any of the items as stated in the policy: water daamage referring to surface water, tidal water, water body overflow, flood, waves or a spray occasioned by any of these factors be it driven or not driven by wind. The defendant, the insurer makes and exclusion of such factors in spite of any other factor or occurrence which concurrently contributes or in any progression to the loss re alized. Well, the English definition of flood contemplates a natural occurrence resulting from either a tide or rain. Secondly, the interpretation of the exclusions of water damage within the ruptured mains of water together with the movements of the earth exclusions where a distinction can be applied to define unnatural and natural occurrences. Therefore, the court may reject any claims interpreting exclusions of floods as including water inundations occasioned by a dikes or a dams rapture. Looking at the ambiguity of the definition of flood, the case would turn out in favor of the defendant based on the claim that the policy given to the plaintiff covered damage by water occasioned by a ruptured levee in a case where the rupture was occasioned by the inadequate construction, maintenance or design of the levee. This reasoning would see the insurer (defendant) win the case in which the insured succumbed to a loss of property occasioned by the Hurricane Katrina Storm. Buy custom Insurance Contract essay